Coverage for your bike

With Markel’s collision coverage, your bike’s repairs or replacement costs (minus your deductible and subject to the settlement type terms) are covered in the event of an accident caused by collision or upset. Deductible options for this coverage are $250, $500, $1,000, $1,500, or $2,000.

There are many things that can happen to a motorcycle that don’t involve a collision. That’s why we offer comprehensive motorcycle insurance coverage. It helps pay for damage to your bike (minus your deductible and subject to the settlement terms) caused by a non-collision event, such as fire, theft, vandalism, or hitting a deer. To match the diverse needs and desires of our customers, we offer the following deductible options: $250, $500, $1,000, $1,500, or $2,000.

Accessory coverage
Everyone knows that half the fun of owning a motorcycle is customizing it. Everyone also knows that customization can get pretty expensive. So be sure to protect your customized dream machine with the proper coverage. Markel's collision and comprehensive coverages include $1,000 of accessory coverage to help take care of your customized pipes, seat, and even your leather riding jacket.

And if you go really “hog wild” with accessories by adding a fairing, windshield, sissy bar, safety guards, highway pegs, a crash/roll bar, chrome light, radio, or CB radio, no problem. Just be sure to purchase the right amount of additional accessory coverage. We offer additional coverage for your accessories in $1,000 increments up to $30,000. If you have added accessories that are more than 50% of your bike's stock value, an agreed value settlement option may be right for you.

When deciding on the amount of accessory coverage you need, be sure to take into account anything added onto the bike that is not included as standard by the manufacturer. Remember, even if you haven’t added any accessories, your dealership or a previous owner might have. Anything that is different from the stock unit, as produced by the manufacturer, is considered an accessory and should be included in your accessory value in order to be covered.

Use our motorcycle accessory checklist to determine the value of all your custom parts and accessories.

Uninsured/underinsured motorist property damage coverage

This coverage can provide additional protection against damage to your motorcycle caused by a motorist who has no insurance or insufficient coverage, and is considered at fault.

Mechanical breakdown coverage
An optional coverage that helps pay the cost of specific components in the event of a mechanical breakdown, depending on the year, make, and model of the insured motorcycle.

Trailer coverage
Protects trailers designed specifically for pulling behind a motorcycle or trike, and towed exclusively by the insured vehicle.

*Insurance, coverage, and discounts are subject to availability and qualifications and may not be available in all states. Insurance is not available in MA and NC. Coverage descriptions listed are intended to be brief and do not replace actual policy language. For questions or a complete definition of coverages and discounts available to you, please call a Markel insurance specialist at 1-800-236-2453.

Markel Customer Service
Hours of operation:
Mon.–Fri., 7:00 a.m.–8:00 p.m. CST
Sat., 9:00 a.m.–5:00 p.m. CST

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